Wealthiest Zip Codes In America – Great Place To Find Private Lenders

Okay, when people ask us “where do I find private lenders?“… the answer isn’t a clear cut answer like people like to hear. I think most people expect us to say, “Well, here’s a phone number… call them”… or, “Go to this website“.

The thing is, true private lenders don’t advertise themselves as lenders… and there’s no big website or database that these people really aggregate at (except for places like www.prosper.com, but the limit is $25,000).

Anyhow, one of the best places to find private lenders… is to follow where the money is.

And, lucky for us… people have already done the work for us on this one… and here’s a list of the Wealthiest Zip Codes In America that will help you target some areas in your networking and marketing efforts for private money lenders.  If you’re not in one of these zip codes, don’t worry about it!  There’s plenty of money in your zip code too… it just might not be as plentiful as in the zip codes below (I currently live in the county with the highest unemployment in Oregon… you think it’s a wealthy zip code? Nope. ).

There’s Private Money Looking At You…

Source: All Data From The IRS

Top 100 Wealthiest Zip Codes

State	City	Zip Code	# of Tax Returns	Gross Income	Return
NEW YORK	New York	10004	1,336	2,830,671	$2,118,766
WASHINGTON	Medina	98039	1,514	827,810	$546,770
CALIFORNIA	Los Angeles	90067	3,141	1,717,098	$546,672
CALIFORNIA	Atherton	94027	3,738	2,009,863	$537,684
NEVADA	Incline Village	89451	1,362	721,047	$529,403
CALIFORNIA	Ross	94957	1,215	560,537	$461,347
FLORIDA	Palm Beach	33480	6,564	3,003,143	$457,517
ILLINOIS	Chicago	60606	1,064	481,759	$452,781
CONNECTICUT	Greenwich	06831	7,465	3,095,629	$414,686
CALIFORNIA	San Francisco	94111	2,459	1,004,803	$408,623
NEW JERSEY	Far Hills	07931	1,564	627,651	$401,311
MASSACHUSETTS		02193	3,316	1,329,457	$400,922
NEW YORK	Old Westbury	11568	1,785	711,275	$398,473
MASSACHUSETTS	Boston	02110	2,111	834,299	$395,215
TEXAS	Dallas	75201	2,364	880,012	$372,255
CALIFORNIA	Rancho Santa Fe	92067	4,912	1,827,795	$372,108
CALIFORNIA	Portola Valley	94028	3,572	1,306,897	$365,873
NEW YORK	Purchase	10577	1,620	574,247	$354,473
ILLINOIS	Kenilworth	60043	1,315	457,641	$348,016
MISSOURI	Saint Louis	63124	5,593	1,826,895	$326,640
PENNSYLVANIA	Gladwyne	19035	2,169	699,690	$322,586
NEW YORK	New York	10005	1,880	578,731	$307,836
CALIFORNIA	Beverly Hills	90210	10,480	3,162,173	$301,734
ILLINOIS	Winnetka	60093	10,517	3,129,300	$297,547
CALIFORNIA	Los Angeles	90077	4,181	1,235,145	$295,419
NEW YORK	New York	10018	2,797	814,967	$291,372
CONNECTICUT	New Canaan	06840	9,623	2,750,207	$285,795
MASSACHUSETTS	Boston	02108	2,610	739,875	$283,477
ILLINOIS	Glencoe	60022	4,390	1,237,748	$281,947
NEW JERSEY	Short Hills	07078	6,745	1,896,190	$281,125
ILLINOIS	Lake Forest	60045	10,185	2,802,054	$275,116
CONNECTICUT	Greenwich	06830	12,515	3,372,995	$269,516
FLORIDA	Longboat Key	34228	3,610	972,220	$269,313
CONNECTICUT	Darien	06820	9,401	2,518,214	$267,867
NEW YORK	Rye	10580	8,195	2,182,539	$266,326
PENNSYLVANIA	Villanova	19085	2,901	772,321	$266,226
TEXAS	Houston	77002	2,319	612,696	$264,207
CALIFORNIA	Belvedere Tiburon	94920	6,413	1,669,035	$260,258
CALIFORNIA	Los Angeles	90071	1,031	266,853	$258,829
NEW YORK	New York	10022	21,670	5,469,333	$252,392
TEXAS	Fort Worth	76102	2,391	597,998	$250,104
CALIFORNIA	San Francisco	94104	1,637	400,650	$244,746
DELAWARE	Wilmington	19807	4,192	1,024,239	$244,332
CALIFORNIA	Los Altos	94022	9,958	2,414,274	$242,446
NEW YORK	Chappaqua	10514	5,937	1,424,560	$239,946
NEW JERSEY	Essex Fells	07021	1,117	267,151	$239,168
GEORGIA	Atlanta	30327	11,481	2,702,336	$235,375
MASSACHUSETTS	Lincoln	01773	2,774	650,057	$234,339
CONNECTICUT	Weston	06883	4,699	1,066,977	$227,065
CALIFORNIA	Newport Coast	92657	2,266	513,411	$226,571
PENNSYLVANIA	Haverford	19041	3,135	709,656	$226,366
NEW YORK	Great Neck	11024	3,489	789,216	$226,201
NEW JERSEY	Saddle River	07458	5,381	1,215,967	$225,974
CONNECTICUT	Riverside	06878	3,817	859,869	$225,274
TENNESSEE	Lookout Mountain	37350	1,186	266,984	$225,113
FLORIDA	Vero Beach	32963	6,752	1,505,406	$222,957
NEW YORK	Bedford	10506	2,951	657,271	$222,728
MASSACHUSETTS		02181	6,181	1,372,252	$222,011
TEXAS	Houston	77019	7,960	1,765,571	$221,805
NEVADA	Las Vegas	89113	3,995	885,381	$221,622
MASSACHUSETTS	Boston	02109	3,697	815,619	$220,616
MINNESOTA	Wayzata	55391	7,848	1,711,558	$218,088
NEW JERSEY	Bernardsville	07924	3,504	760,432	$217,018
NEW YORK	Locust Valley	11560	3,460	740,001	$213,873
NEW YORK	New York	10021	56,833	12,098,604	$212,880
TEXAS	Austin	78730	1,993	418,947	$210,209
FLORIDA	Naples	34102	5,576	1,166,510	$209,202
TEXAS	Houston	77024	17,111	3,561,753	$208,156
ILLINOIS	Chicago	60611	14,967	3,105,056	$207,460
NEW YORK	Armonk	10504	3,748	777,274	$207,384
MASSACHUSETTS		02167	4,342	894,391	$205,986
NORTH CAROLINA	Charlotte	28207	4,518	928,762	$205,569
MASSACHUSETTS	Dover	02030	2,793	573,987	$205,509
CONNECTICUT	Westport	06880	13,278	2,720,166	$204,863
OHIO	Gates Mills	44040	2,020	412,549	$204,232
CALIFORNIA	Pacific Palisades	90272	11,319	2,305,152	$203,653
TEXAS	Dallas	75205	10,982	2,229,410	$203,006
NEW JERSEY	Franklin Lakes	07417	5,306	1,076,578	$202,898
KANSAS	Shawnee Mission	66211	2,016	408,972	$202,863
MASSACHUSETTS	Weston	02493	2,063	416,997	$202,131
CALIFORNIA	Encino	91436	8,415	1,693,315	$201,226
TEXAS	Dallas	75225	11,331	2,276,633	$200,921
TEXAS	Austin	78746	12,215	2,452,417	$200,771
VIRGINIA	Great Falls	22066	7,876	1,575,622	$200,054
CALIFORNIA	San Francisco	94105	1,685	330,473	$196,126
NEW YORK	New York	10017	12,898	2,525,912	$195,837
MASSACHUSETTS	Cohasset	02025	3,534	691,417	$195,647
CALIFORNIA	Palo Alto	94301	9,160	1,783,255	$194,678
ILLINOIS	Oak Brook	60523	4,397	850,239	$193,368
NEW JERSEY	Rumson	07760	4,964	959,420	$193,276
CONNECTICUT	Southport	06490	2,216	427,313	$192,831
NEW JERSEY	Mendham	07945	4,594	877,310	$190,969
CALIFORNIA	Saratoga	95070	15,576	2,961,579	$190,137
CONNECTICUT	Stamford	06903	7,175	1,363,212	$189,995
NEW YORK	Cold Spring Harbor	11724	1,729	326,030	$188,566
NEVADA	Incline Village	89452	1,282	239,677	$186,956
MASSACHUSETTS	Boston	02105	1,410	263,545	$186,911
WASHINGTON	Seattle	98111	1,328	245,600	$184,940
CALIFORNIA	Santa Monica	90402	5,994	1,105,839	$184,491
CALIFORNIA	Beverly Hills	90212	8,404	1,547,160	$184,098

What To Do With This Data?

Alright… unless you’re an avid marketer and a constant student of marketing and sales… you’re probably asking, “Cool… now what do I do with this data?”.

Well, there are a few different approaches.

1. You can use the data and help it give you direction on where you want to start marketing online or offline (of course, follow SEC rules and guidelines like we teach in Private Money Blueprint) so you’re focusing your online and offiline efforts in areas more likely to have bigger lenders.
2. You can focus your networking in these zip codes so you can start to mingle with people who are more likely to have more money. Odds are bigger that you’ll be talking to more savvy investors in these zip codes and to people who will understand your private lending program more easily.
3. You can just note it in your mind and keep it for future reference (which means you’ll never use it)
4. You can realize that if you’re hitting a wall with your networking (if you’re really out there hustling and talking to a lot of people… at leaset 3 new people a week) and you’re in need of bigger private lenders… you can start to build out your network in these areas.  If you’re not close to these areas… use our LinkedIn ‘Private Money Getting” tutorial if you’re a Private Money Monthly member and start making contacts with influential people in those areas.  If you’re not a Private Money Monthly Member… no prob at all… hit up the social networking sites like Facebook, LinkedIn, etc and just start building relationships with influential people in these zip codes.

This chart more than anything goes to show you that there’s still a ton of money out there waiting for a great opportunity to invest in private lending programs like ours that pay great returns backed by real estate.

Now… it’s up to us who are going to take action on this data to go out there and grab our share!

I’m grabbing mine… it’ll take some work… but nothing worth while doesn’t take hard work and committment.

Go get ‘em!

How to Explain the “Worst Case Scenario” to a Private Money Lending Prospect

What do you say to a private money lending prospect when they ask you the dreaded … “Worst Case Scenario Question” …

This is one of those questions that comes up practically EVERY TIME you present your private lending program.

One of our students, Jose, recently had this exact question and wanted to know how to navigate this touchy subject without scaring them off … check out his email to us below …

Great question Jose … we get this one all the time …

What you say to answer this question, AND how you say it could easily make or break the deal … heck, where you answer this question could easily make or break the deal (as a Private Money Blueprint student, you know exactly what I’m talking about, don’t you?).

Check out the video below … I not only tell you exaclty what to say and how to say it, I also let you in on where to answer this type of question (most investors get this all wrong) …

Leave your questions, comments, tips below …

- Patrick & Trevor

Private Money Blueprint Case Study – Victor Gets $7.2 Million from a “Big Fish”

Wow… this one speaks for itself. Victor Morrison is a Platinum student of ours and has been since we first initially took on students at the end of 2008.  Well… here’s an email straight out of my Gmail account that Victor sent me a little bit ago:

(NOTE – TO MAKE PICTURE BIGGER BELOW: we had to scale down the picture a bit to make it fit into the page… but if you click on the image below it’ll bring it up into full size so you can read it better).

So… basically, Victor pushed the doubts he had in his mind aside… went after the “big fish”… and locked up enough private money to have the private lender pay for up to 3 houses PER MONTH for the next 3 years... so Victor can now just focus on finding deals… rather than worrying about where the financing is going to come from.

>>> Click Here To Get The Same Tools And
Personal Guidance Victor Got <<<

Inspirational Video I Thought You’d Enjoy…

Great timing for this video… just thought you’d enjoy it and it would make your day

Click Here, These guys and gals
are making it happen today… <<<

… now that link above is real world inspiration from real people just like you.  Take 5 minutes and check out and see what normal people are doing in this economy because they took on the challenge to be an entrepreneur… it’ll change your life (it did theirs).

Then… check out this free “Private Money Getting” Q&A (we just uploaded a new version of the video… this one is MUCH better)… there’s more real world investor case studies in there… and one tip in particular (a student asked a question on the call)… that will help you reduce the interest rates you pay to private lenders by 1-4%.

Go here 2nd <<

Enjoy

- Trevor
P.S. – The PMBP system price goes up by $300 on Wednesday at midnight… check it out before you miss out on the low price… and the bonuses.

http://www.privatemoneyblueprint.com/special.php <<

Private Money Q&A Call Recording – October

Whew…. this Q&A call was a great call… a ton of questions… and we only had 1 caller drop off the line before the end… because we just sat there and answered questions for our students the whole time… cool stuff.

Anyhow, the video is in Windows Media Video format… so it may play a bit slow. We’re working on a better version here in a bit.

Enjoy

(the video may take a minute or two to load… so be patient

>> Click Here To Get It Before Wednesday 10/14 <<

How to Convert Wannabe REIs to Private Money Lenders

Check out this question we recently got from one of our Private Money Blueprint students …

Great question Mike!

Check out the video below to get the skinny on Mike’s question …

Leave your questions, comments, and whatever else is on your mind below …

We’re here to help!

- Patrick Riddle

Private Money Blueprint Results – Luis Larotta Gets $600k – $1million Committment

One of our PMBP students Luis Larotta from California is one of those students who is awesome… because he isn’t shy to get a hold of Patrick or I anytime he has a question (and we’re always here to help him… and any of our students any way we can).

So, we helped him a bit to tweak his Private Lender Powerpoint by adding in some “closers”… some important “question patterns” that help to close the prospect early on, etc.

Well… check out his results (and who he got his first private money committment from). Now he can do deals and make offers with confidence knowing that he has the money “in his back pocket”… without bank hassles… without a credit check… without upfront points or fees… etc.

Check out his email to us…

Use Luis’ Advice Above… and Check Out The Same System He Tapped Into To Get These Kind Of Results. Click Here <<<

Private Money Student Results – Noe Took Our Advice = 2 Private Lenders

Kinda a cool message that was submitted by one of our Private Money Monthly members the other day to our free training area.

Well… Noe took the presentation, scripts, and templates he got for just $67 w/ the Private Money Fast Start Package and went out there and met with potential private lenders.  Check out his comment below to see what happened…

Check Out What PMBP Members Like Noe Have Access To (Cool stuff <<<

Private Money Blueprint Student Results – Connie Morales $150,000 in 60 Days

Whew… they keep coming   I’ll make this one short and sweet.

A PMBP student, Connie… went out there and took the specific phrases and “ice breaking” techniques we teach in PMBP Modules 2 and 3 to reel in this private lender for $150,000 using just one of the 32 places we’ve found that private lenders hang out.

Check out her email… direct from my email account

Check Out What PMBP Members Like Connie Have Access To (Cool stuff <<<

Private Money Blueprint Student Results – Ann Arrington $8,600

Okay… for those of you who are scared right now of big numbers (like the $250k, $100k, $1million, $7.5 million, etc. that other students have gotten)… here’s a great one for you.

Ann is a PMBP student… got our free “private money getting” website bonus… we did our thing for her to get her good search rankings… and she got a private lender lead through that website within 3 weeks of us setting it up.

Long story short… this is the final email she sent us in a line of emails between her and us where we were giving her advice on how to proceed with this lead… check it out It’s not big bucks… but it’s a start… and it gave Ann the confidence to go out there and do it again and again in the future with more ease.

Get The Same Free “Private Money Getting” Website Ann Used To Get Her Private Lender.  And Get The PMBP Support From Us <<<

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